Legal documents
Plata Difiere
BNPL credit agreement
Plata Card
Current account credit card agreement
Partner Cashback T&C
About website and mobile application usage
Collection agencies
Check here our collection partners
Earnings Release — 3Q2025
Financial results for the third quarter
MSI T&C
Meses Sin Intereses applicable conditions
Privacy notice
Personal data treatment and data subject rights
Digital Wallet T&C
About using digital wallets such as Apple Pay or Google Pay
Terms and Conditions of “Plata Plus”
Learn about the program
Cashback T&C
Cashback program applicable conditions
Credit bureau report
Authorization for us to consult your credit bureau report
Information booklet - Plata Card
CAT, conditions and another terms
Terms and Conditions
About website and mobile application usage
Bond Terms & Conditions
Senior Unsecured Fixed Rate Bonds — Up to USD 200M
Our promotions
Giveaway de 100% de cashback durante un año
Valid from 16th of December 2024 till 31st of December 2025
Invite your friends and get up to $3,000 MXN
Valid from December 1st to December 12th 2025
Devolución del 15% de cashback en compras realizadas en gasolineras
Valid from 2nd of December 2024 till 8 of December 2025
Gana un iPhone 17 con Plata Card
Valid from 4th of December till 8 of December 2025
Early Bird - No annual fees
Valid from July 17th 2023 to 8 of December 2025
Incremento del 50% en el Límite de Crédito
Valid from 12th of December 2024 till 31st of December 2025
50% de cashback
Valid from 1st of February of 2025 till 31 of May 2026
Giveaway de 100% de cashback durante un año en gasolina
Valid from 1st of November 2025 till 30th of April 2026
Recibe un cupón con tu Plata Card
Valid from 2nd of April till 8 of December 2025
Gana $100,000 dinero con Plata Card
Valid till 8 of December 2025
Get up to $2000 MXN for your second friend
Valid from December 1st to December 12th 2025
Earn $400 per friend and up to $3,000 in total
Valid from November 1th to November 30th 2025
Partner Cashback T&C
Partner cashback program applicable conditions
Participa para ganar $20,000 con Plata Card
Valid from 26 of November till 8 of December 2025
Trae a un amigo
T&C of the referral program
Guaranteed Cashback
Valid till 31st of December 2025
T&C Gana un automóvil Tesla Model 3
Valid from 13th to 8 of December of 2025
Devolución del 100% por hasta $500 en cashback en tu primera compra
Valid from 10th of June to 8 of December 2025
Recibe cashback predefinido de $100.00 MXN
Valid from 28th of April till 8 of December 2025
Devolución del 100% por hasta $500 en cashback
Valid from 25th of November 2024 to 31st of December 2025
Invite your friends and get up to $1,500 MXN
Valid since December 1st to December 12th 2025
Earn up more for each invite!
Valid from November 18th to November 28th 2025
Gana los AirPods Pro 3 con Plata Card
Valid from 4th of December till 8 of December 2025
Invite your friends and get up to $5,000!
Valid since December 1st to December 12th 2025