• Plata Crédito
  • App
  • Security
  • FAQ
Get cardGet Plata Crédito

About Banco Plata

We are a Multiple Banking Institution that operates digitally. Our promise in Mexico is to raise the standards of financial products and services through innovation, excellent customer service, and greater benefits for their money.

We transform the financial experience of Mexicans by overcoming the limitations of traditional banking. With the support of our technology, we offer a simpler, safer, and more efficient financial experience.

Our story

January 2025

We reached 1 million customers

December 2024
January 2025

We reached 1 million customers

More than 1 million users now use Plata Card, placing us among the top 10 most downloaded finance apps.

Our Products

  • Plata Crédito

    A credit card backed by the latest technology and offering up to 15% cashback

  • Plata Inversiones

    The simplest and safest way to invest, with an intuitive platform and top-tier technology

Product provided by Asesor en Inversiones Plata, S.A.P.I. de C.V.

Our principles

What distinguishes us and moves us

  • Security icon

    Security is the #1 priority

    We constantly innovate to protect the user’s financial information

  • Clock icon

    Simple and user-friendly products

    We design intuitive solutions to make digital finance management easy

  • Customers icon

    Excellent customer support

    100% digital operations, yet always personalized. No lines, no calls.

  • Chat icon

    Transparency

    Clear, direct communication with no hidden conditions.

  • User icon

    The user comes first

    Every innovation and decision at Banco Plata is made with one goal-benefiting the user

Banco Plata In The News

Get to know us better

  • Milenio logo

    Plata Card aims to simplify the financial experience in Mexico

    8.01.2025

  • El Economista logo

    Plata Card will become Banco Plata after receiving its license

    18.12.2024

  • El Financiero logo

    Banks to the Rescue of Pemex Suppliers

    11.12.2024

  • Dinero logo

    Only 53 commercial banks

    11.12.2024

  • Bloomberg logo

    Fintech Plata Card Wins Approval for Banking License in Mexico

    10.12.2024

  • El Economista logo

    Plata Card is authorized to become a bank in Mexico

    10.12.2024

  • El Financiero logo

    A New Bank Is ‘Born’ in Mexico: CNBV Grants License to Plata Card

    10.12.2024

  • Milenio logo

    Plata, committed to transforming banking with unprecedented technology

    5.12.2024

  • Martha podcast logo

    Neri Tollardo shares how he built a successful company

    28.10.2024

  • Milenio logo

    Plata, the new digital bank in Mexico: Neri Tollardo | Milenio Negocios

    10.06.2024

  • El Pais logo

    Plata, the new digital bank aiming for one million customers in Mexico

    17.05.2024

  • El Financiero logo

    Plata secures $100 million
in funding

    9.05.2024

  • Remuneration system

    About our remuneration system

    Read more
    Remuneration system
    Remuneration system
    Remuneration system

    Remuneration system

    About our remuneration system

    Read more

    Financial statements

    • Annual financial reports

      Read the reports for each year

    • Quarterly reports

      Read the reports for each quarter

    • Statutes of Banco Plata

      Review the legal and operational structure that supports the functioning of Banco Plata

    Our Partners

    • Mastercard®

      Mastercard®

    • AMVO

      AMVO

    • Buró de Crédito

      Buró de Crédito

    • Fintech México

      Fintech México

    • Galileo

      Galileo

    • Oz Forensics

      Oz Forensics

    • Fraud Averse

      Fraud Averse

    • Arcus

      Arcus

    • Plata Crédito
    • FAQ
    • IPAB
    • Security
    • UNE
    • Legal documents
    • App
    • CONDUSEF
    QR code for downloading the app
    Banco Plata, S.A., Institución de Banca Múltiple, Mariano Escobedo 476, First floor, Col. Anzures, Alc. Miguel Hidalgo, CDMX, C.P. 11590
    +52 55 9990 8880, 
    +52 55 2579 0079
    [email protected]
    Español
    Copyright © 2026
    Terms and conditions•
    Check the costs and fees for our products•
    Contracts and formats

    More than 1 million users now use Plata Card, placing us among the top 10 most downloaded finance apps.

    December 2024

    Banking license authorization

    After two years of operations, on December 18, 2024, the CNBV granted us a banking license.

    $200M in funding

    We secured an extension of financing backed by Fasanara Capital, bringing our total credit line to $200 million.

    May 2024

    $100M in funding

    We secured $100 million from Fasanara Capital, a London-based fund manager regulated by the UK’s FCA.

    September 2023

    Launch of Plata Difiere

    We expanded our offering with Plata Difiere, a BNPL (Buy Now, Pay Later) option for those without a credit card.

    April 2023

    Plata Card operations begin

    We launched our first financial product: Plata Card, a credit card with customizable benefits.

    September 2022

    Formal banking license application

    From the start of our operations in Mexico, our goal was clear: to establish a fully digital bank.

    September 2022

    Plata is founded in Mexico

    Four banking experts chose Mexico as the place to develop a financial platform and raise the standards of digital finance.

    December 2024

    Banking license authorization

    After two years of operations, on December 18, 2024, the CNBV granted us a banking license.

    December 2024

    $200M in funding

    We secured an extension of financing backed by Fasanara Capital, bringing our total credit line to $200 million.

    May 2024

    $100M in funding

    We secured $100 million from Fasanara Capital, a London-based fund manager regulated by the UK’s FCA.

    September 2023

    Launch of Plata Difiere

    We expanded our offering with Plata Difiere, a BNPL (Buy Now, Pay Later) option for those without a credit card.

    April 2023

    Plata Card operations begin

    We launched our first financial product: Plata Card, a credit card with customizable benefits.

    September 2022

    Formal banking license application

    From the start of our operations in Mexico, our goal was clear: to establish a fully digital bank.

    September 2022

    Plata is founded in Mexico

    Four banking experts chose Mexico as the place to develop a financial platform and raise the standards of digital finance.

  • Apple pay
  • Basic products
  • Plata Cuenta