Plata Cuenta
& Ahorro
Currently available only for Plata Crédito customers
Interest rate up to 12%
Grow your money with a high interest rate
Interest rate up to 12%
Grow your money with a high interest rate
Access to Ahorro Flexible and Fijo
Choose how to save: freely or with fixed-term goals
Access to Ahorro Flexible and Fijo
Choose how to save: freely or with fixed-term goals
Cashback up to 15%
Get money back on every purchase
Cashback up to 15%
Get money back on every purchase
No annual fee
Use your card without paying extra fees
No annual fee
Use your card without paying extra fees
15%
Cashback in
Real money
Choose up to 4 categories each month to receive up to 15% cashback on your card
Plata Ahorro
Plata Ahorro
Up to 12% annually without limits
Earn interest on every peso you save
Daily interest
Your balance earns interest daily
Funds protected by IPAB
up to 400 000 UDI (~$3.4 millones MXN)
Annual rates
All rates available in Plata Cuenta and Ahorro
Annual rates
All rates available in Plata Cuenta and Ahorro
Plata Cuenta
7% on the first $20,000 with Plata+1
Ahorro Flexible
12% with no maximum balance with Plata+2
7% with no maximum balance without Plata+3
Ahorro Fijo
With Plata+: 9%–10% · 30–360 days4
Without Plata+: 7%–8% · 30–360 days5
Safer and faster with Apple Pay
Pay with your Plata Cuenta using Apple Pay in stores, online, and in apps
Transparency
at all times
Learn more about Plata Cuenta
Escudo
de Plata
Escudo
de Plata
Protection 24/7
Your money and information are safe with our anti-fraud technology, so you can always be secure
Mastercard certified ®
We are a principal member of one of the largest global technology companies in the payments industry
Funds protected by IPAB
Your deposits are insured up to 400,000 UDI (~$3.4 million MXN) by the Institute for the Protection of Bank Savings (IPAB).