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About Plata

We are a high-tech Mexican financial platform authorized with a Multiple Banking license by the CNBV. Our mission in Mexico is to elevate the standards of financial products and services through innovation, exceptional customer service, and greater benefits for people's money.

We are redefining the financial experience for Mexicans by surpassing the limitations of traditional banking. Powered by our cutting-edge technology, we provide a simpler, safer, and more efficient way to manage finances.

With a team of over 1,500 professionals, we have developed a proprietary core banking system, our own CRM, and leverage AI to make a real impact on the financial landscape. In just a year and a half of operations in Mexico, more than one million customers have placed their trust in Plata to transform their financial experience.

Our story

January 2025

We reached 1 million customers

December 2024
January 2025

We reached 1 million customers

More than 1 million users now use Plata Card, placing us among the top 10 most downloaded finance apps.

Our Products

  • Plata Card

    A credit card backed by the latest technology and offering up to 15% cashback

  • Plata Difiere

    Deferred payments for those without a credit card, under the "Buy Now, Pay Later" model

Our principles

What distinguishes us and moves us

  • Security icon

    Security is the #1 priority

    We constantly innovate to protect the user’s financial information

  • Clock icon

    Simple and user-friendly products

    We design intuitive solutions to make digital finance management easy

  • Customers icon

    Excellent customer support

    100% digital operations, yet always personalized. No lines, no calls.

  • Chat icon

    Transparency

    Clear, direct communication with no hidden conditions.

  • User icon

    The user comes first

    Every innovation and decision at Plata is made with one goal—benefiting the user

Plata In The News

Get to know us better

  • Milenio logo

    Plata Card aims to simplify the financial experience in Mexico

    8.01.2025

  • El Economista logo

    Plata Card will become Banco Plata after receiving its license

    18.12.2024

  • El Financiero logo

    Banks to the Rescue of Pemex Suppliers

    11.12.2024

  • Dinero logo

    Only 53 commercial banks

    11.12.2024

  • Bloomberg logo

    Fintech Plata Card Wins Approval for Banking License in Mexico

    10.12.2024

  • El Economista logo

    Plata Card is authorized to become a bank in Mexico

    10.12.2024

  • El Financiero logo

    A New Bank Is ‘Born’ in Mexico: CNBV Grants License to Plata Card

    10.12.2024

  • Milenio logo

    Plata, committed to transforming banking with unprecedented technology

    5.12.2024

  • Martha podcast logo

    Neri Tollardo shares how he built a successful company

    28.10.2024

  • Milenio logo

    Plata, the new digital bank in Mexico: Neri Tollardo | Milenio Negocios

    10.06.2024

  • El Pais logo

    Plata, the new digital bank aiming for one million customers in Mexico

    17.05.2024

  • El Financiero logo

    Plata secures $100 million
in funding

    9.05.2024

  • Our Partners

    • Mastercard®

      Mastercard®

    • AMVO

      AMVO

    • Buró de Crédito

      Buró de Crédito

    • Fintech México

      Fintech México

    • Galileo

      Galileo

    • Oz Forensics

      Oz Forensics

    • Fraud Averse

      Fraud Averse

    • Arcus

      Arcus

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    • Apple Pay
    QR code for downloading the app
    Tecnologías Diffiere, S.A.P.I. de C.V. Mariano Escobedo 476, First Floor, Anzures, Miguel Hidalgo, 11590, Mexico City
    +52 55 9990 8880, 
    +52 55 2579 0079
    [email protected]
    Español
    Copyright © 2025

    More than 1 million users now use Plata Card, placing us among the top 10 most downloaded finance apps.

    December 2024

    Banking license authorization

    After two years of operations, on December 18, 2024, the CNBV granted us a banking license.

    $200M in funding

    We secured an extension of financing backed by Fasanara Capital, bringing our total credit line to $200 million.

    May 2024

    $100M in funding

    We secured $100 million from Fasanara Capital, a London-based fund manager regulated by the UK’s FCA.

    September 2023

    Launch of Plata Difiere

    We expanded our offering with Plata Difiere, a BNPL (Buy Now, Pay Later) option for those without a credit card.

    April 2023

    Plata Card operations begin

    We launched our first financial product: Plata Card, a credit card with customizable benefits.

    September 2022

    Formal banking license application

    From the start of our operations in Mexico, our goal was clear: to establish a fully digital bank.

    September 2022

    Plata is founded in Mexico

    Four banking experts chose Mexico as the place to develop a financial platform and raise the standards of digital finance.

    December 2024

    Banking license authorization

    After two years of operations, on December 18, 2024, the CNBV granted us a banking license.

    December 2024

    $200M in funding

    We secured an extension of financing backed by Fasanara Capital, bringing our total credit line to $200 million.

    May 2024

    $100M in funding

    We secured $100 million from Fasanara Capital, a London-based fund manager regulated by the UK’s FCA.

    September 2023

    Launch of Plata Difiere

    We expanded our offering with Plata Difiere, a BNPL (Buy Now, Pay Later) option for those without a credit card.

    April 2023

    Plata Card operations begin

    We launched our first financial product: Plata Card, a credit card with customizable benefits.

    September 2022

    Formal banking license application

    From the start of our operations in Mexico, our goal was clear: to establish a fully digital bank.

    September 2022

    Plata is founded in Mexico

    Four banking experts chose Mexico as the place to develop a financial platform and raise the standards of digital finance.

    Plata Inversiones

    The simplest and safest way to invest, with an intuitive platform and top-tier technology

    Product provided by Asesor en Inversiones Plata, S.A.P.I. de C.V.