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Who We Are?

Plata is a tech platform powered by AI that is redefining the financial experience in Mexico.

Plata's mission is to simplify the financial experience, make it more accessible, user-friendly, and reliable.

With a dedicated team of over 700 employees from all over the world, Plata is a Mexico based company, which is revolutionizing the way payments, and personal finances are done.

Our Products

Our story

September 2022

Plata Project

Four experts in banking and technology came together in Mexico to start developing an innovative financial platform.

April 2023

Start Operations

Plata begins operations with its first financial product: Plata Card, a cash rewards credit card with customizable benefits.

September 2023

BNPL Product

Plata expands its product line and launches Plata Difiere -BNPL payment option for people without a credit card.

November 2023

50 Cities

Plata expands its coverage to over 50 cities in Mexico, where Plata ambassadors personally deliver the card to the customers doorstep.

Plata DNA

What distinguishes us and moves us

  • Personalized Experience

    Personalized Experience

    Every customer is unique, that is why we create financial products that adapt to the tastes and needs of each individual.

  • Transparency And Security

    Transparency And Security

    Providing peace of mind and transparency to our customers is our priority, which is why we leverage the latest technology.

  • Simple And Intuitive Products

    Simple And Intuitive Products

    Financial inclusion starts by creating intuitive and simple products. Only then will more people overcome their fear of managing their finances.

Plata In The News

Get to know us better

  • Dinero logo

    Bancos digitales: Plata por toque humano; AMIIF: sector salud, con muy poca inversión

    13.05.2024

  • Eleconomia logo

    GIS contrata crédito sindicado por 190 millones de dólares

    12.05.2024

  • Business insider logo

    Plata consigue financiamiento de deuda por 100 millones de dólares

    10.05.2024

  • Elsoldemexico logo

    Momento Corporativo / Plata, ¿cómo cambiar el crédito en México?

    10.05.2024

  • Eleconomia logo

    Plata asegura financiamiento por 100 millones de dólares

    09.05.2024

  • Elheraldo logo

    Plata: 1 millón de clientes en diciembre

    08.05.2024

  • Elfinanciero logo

    Plata Card, experiencia y tecnología

    16.04.2024

  • MVS logo

    Tarjetas de crédito: Estas son las 5 que más dinero te regresan

    21.08.2023

  • Eleconomia logo

    Galileo Financial Technologies se asocia con Plata Card

    13.07.2023

  • Galileo logo

    Plata Card busca competir con la tecnología de tarjetas de créditos

    13.07.2023

  • Reworth logo

    REWORTH y Plata Card se unen para fortalecer el pago con tarjeta

    12.07.2023

    • Our Partners

    • Mastercard

      Mastercard®

    • AMVO

      AMVO

    • Buró de Crédito

      Buró de Crédito

    • Fintech México

      Fintech México

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    • BNPL
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    QR code for downloading the app
    Tecnologías Diffiere, S.A.P.I. de C.V. Mariano Escobedo 476, First Floor, Anzures, Miguel Hidalgo, 11590, Mexico City
    +52 55 9990 8880[email protected]
    Español
    Copyright © 2025

  • Plata Card

    A credit card backed by the state-of-the-art technology and a personalized rewards program with up to 15% cashback on purchases and an interest-free installment program.

    platacard

  • Plata Difiere

    Is the deferred interest payment option for those without a credit card. Under the 'Buy Now, Pay Later' model, customers receive credit for a specific purchase.

    platadifiere